Habitat Community Capital

RESOURCES

As a part of Habitat for Humanity, Habitat Community Capital (HCC) knows what a good and affordable loan looks like. HCC can get the funding you need to get to work building the affordable housing our community needs.

Habitat Community Capital (HCC) is a CDFI founded in 2016 to help affordable housing organizations to build more, sooner. We do this by providing affordable financing so that organizations receive the upfront funding stream and liquidity they need to get to the work of serving their communities. We’ve grown from funding projects in our home state of California, to financing affordable housing across the western United States. As a nonprofit affiliated with Habitat for Humanity, HCC knows the challenges of funding and building affordable housing – as well as the rewards. We’re here to help organizations empower more people, families, and communities through housing.

WHAT IS A CDFI?

CDFI, or  Community Development Financial Institution, provides financing catered to underserved communities, businesses, organizations, and individuals. Like other financial institutions, CDFIs offer a range of financial products from mortgages and other loans, to checking and savings accounts – along with services such as financial education, technical assistance, and capacity-building support. Unlike a typical financial institution, however, a CDFI is specifically committed to supporting economically challenged communities, leveraging its focus in this area to make smart financial decisions and mitigate default risk.